Do you worry about money, or would you like to have a little bit more cash left over for the occasional treat? If you’re looking to cut household costs and make your income stretch that bit further, there are some very simple strategies you can try. Here are some savvy saving tips to take on board.
Saving on insurance
If you pay out for health, pet, car, house, and contents insurance every month, this probably equates to a substantial fee. While insurance is essential, it can be expensive, especially if you’re paying for several policies. The key to saving lies in finding the best deals. If you have a plan that is due for renewal, resist the temptation to go for the easy option and automatically extend your existing policy. Instead, use the Internet to compare prices and providers. In a matter of minutes, you can provide details of the products you’re looking for and compare tailored quotes. You could save a huge amount of money with minimal effort.
Making use of special offers and discounts
If you’ve signed up for email updates from your favorite clothing store, you may have noticed that from to time, they send you access to an exclusive sale or a discount code. If you’re shopping for gifts, you’re buying clothes for yourself or the kids, or you’re searching for decorative items or appliances for your home, don’t enter your card details at the checkout until you’ve looked for special offers. If you sign up to discount sites, you’ll be sent a diverse range of deals like a Target promo code or early entry to an online sale, for example. If you’ve got a list of items you want to buy, even a 10% saving could make a massive difference. With Christmas approaching, retailers are likely to up their game in terms of enticing deals and promotions, so keep your eyes on your inbox.
Make your home more energy-efficient
For many of us, gas and electricity bills make a significant dent in our monthly income. We all need to power our homes, but sometimes, we’re guilty of using too much energy. To save money, and do your bit for the environment, it’s beneficial to try and reduce energy consumption. You can do this by avoiding leaving lights on, using blankets and open fires to keep warm, and decreasing the amount of time you spend in the bath or shower, but you can also take steps to increase the efficiency of your home. Swap traditional bulbs for LED alternatives, invest in smart appliances and use a thermostat to regulate the temperature. It’s also wise to insulate your home to keep heating bills down.
Most of us would admit that we’d like to have a bit of extra cash available to treat ourselves and our loved ones. Often, making simple changes can have a dramatic impact, so look for the best prices, use discount codes when you shop, and make an effort to cut down energy consumption and improve the efficiency of your home.